Tips for driving safety in the rain.

Driving-Safety-In-the-Rain-3-e1551870149532The effect of soaring rain could often reach its crucial limits, and being mindful of such, it is also important that you conduct your on road chores abiding by the simplest, yet highly effective safety protocols for the one, and only one reason; Safety!  Safety, on this note implies to the end result of all necessary and recommended actions that you should take in order to avoid any cause of trouble on road due to adverse weather such as heavy rainfall. Here are a few tips for driving safety in the rain.

  1. Since you might be stepping out to attend to a duty that is unavoidable, it is wise to start off with checking the brakes of your vehicle.
  2. Also if your wiper blades are old or brittle you might need to consider replacing them so that there will be no cause of blurry vision.
  3. Your vehicle might have bad tires which significantly reduces traction on wet roadways. So keep an eye and do the needful of replacing them.
  4. As you set off on your journey, you should also keep in mind to drive slow on slippery roads.
  5. Applying brakes earlier and with less force might reduce the chance of skidding, which is also very crucial if your path meets cliffs and hills.
  6. It is very likely that hazy and foggy conditions might arise, therefore turning on headlights is beneficial and suggested to assist detection of other beings on road.
  7. As floods are most probable during such weather, you dare should not attempt crossing running water. Instead, find a safe place to park and remain until high water eases, as two feet of water can sweep away your vehicle.

Benefits of Home Insurance

Home insurance provides you with a financial protection in an event of disaster or an accident which involves your home.

  • Protects your most valuable assets

For many, the home they live in is a valuable asset. A home insurance policy can make it possible to pay for the needed repairs.  Damaged roofs, damaged walls or if you suffer a loss due to a fire, home insurance will provide you with financial protection.

  • Protects from natural disasters

This could be every homeowner’s biggest nightmare. Taking up the expenses of repairing a damaged house is not the kind of burden you want to put yourself and family through. Detailed home insurance plan covers you during natural disasters such as floods, landslide and earth quakes. Therefore in order to reduce uncertainty taking a home insurance plan is the best option.

  • Above all it proved a peace of mind

Getting your home insured will give you a luxury of peace of mind. Whether you own an apartment or a house, once you have selected your policy and paid your premium, protecting your property is no longer your responsibility but is the responsibility of the insurance company.

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05 Driving Tips for the Festive Season

The festive season is filled with happiness and celebration. Stay safe on the road and make this season more memorable. Here are some useful tips to keep in mind.

  • Don’t drink and drive – Drunk driving is a major contributory factor to road accidents and road deaths. Plan ahead alternative transportation modes to travel during the season.

 

  • Control the speed – Watch out for the speed on the road. Do not attempt to exceed the maximum speed limit on a given route.

 

  • Wear your seat belt – Always buckle up. Wearing your seat belt can reduce your risk during a crash. Make sure the passengers are buckled into appropriate safety seats.

 

  • Obey road rules –Always obey the rules of the road. Stay within the speed limits at all times.

 

  • Carry an Emergency Kit – An emergency kit should include items that would come in handy if you are stranded on the side of the road or involved in a vehicle accident.

 

Vehicle Battery Maintenance

Similar to toys, every vehicle has a battery and similar to every battery, the vehicle’s battery too drains out. The battery of the vehicle should be looked after and taken care of to avoid any unnecessary damages or any unfortunate situations. Here are some effective tips to take care of your vehicle’s battery:

  • Oil and oil filter

It is important to change the oil and oil filter regularly. The user manual of the vehicle will clearly specify the exact time frame this should be changed. However, it is recommended to change them every 3,000 – 4,000 miles. It this is done without professional help, ensure to dispose the used oil in a proper manner without harming the surrounding or the environment.

  • Fluids of the vehicle

It is important to understand the functions of each fluid type the vehicle needs to function. These could include; brake, power steering, transmission, transaxle, windshield washer and antifreeze fluids. The vehicle manual would specify on the usage of these fluids and their required quantities.

  • Air pressure levels

The air pressure level in tires is another important aspect to consider. This should be checked at least once a month to avoid any sudden road hazards and to minimize battery damage.

  • Lights and blades

These include headlights, turn signals, brake lights and taillights and ensure to replace the windshield if it has been damaged or torn.

  • Warnings Signs

Be cautious of any warning lights or signs. Such warnings could indicate an internal issue and should be taken care. Avoid using the vehicle without proper inspection when there are such warning signs.

Be safe at all times!

 

Heading Out? Some Useful Tips.

Taking out your fancy car for a spin could be fun. Going on a road trip with your loved ones could be exciting. Driving around for days could be trilling. But, how safe are you on that driver’s seat? Here are three simple yet useful tips to ensure a smooth journey.

  1. Clean Windshield:

An unclean windshield could be a safety hazard and a driving obstacle. It could even be a major road distraction. It is important to have a clear windshield especially during long road trips. After a couple of hours on the go or even after a drive on the highway, the windshield will have a blurry effect. It is important to make a stop and to clean the windshield with proper cleaning fluid. In addition to the windshield, make sure the headlights are well cleaned as well. This is important especially for long drives after sunset.

  1. Tire Pressure:

The tire pressure is very essential to ensure a smooth ride. Tire pressure will keep you safe on rough paths. It is mentioned that tires with the correct pressure has a longer life span as well as it helps in increasing fuel efficiency. In order to get an accurate reading, always check the tire pressure when the tires are ‘cold’. Find out the recommended pressure for your vehicle (this is mentioned in the owner’s manual or on a panel inside the driver’s side door). The tire pressure should be checked with the use of a pressure gauge.

  1. Oil Level:

Motor oil is considered to be something vital for the performance of your vehicle. This prevents the vehicle from dysfunctions as it lubricates all moving parts connected to the engine. In order to avoid any dysfunctions on the road, it is important to check the oil level regularly. Checking the oil level is simple and easy and every manual explains it in easy steps.

Bon Voyage! 

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What Paul Walker’s Death in ‘Fast & the Furious 7’ teaches you about Insurance

The Fast and the Furious 7 has come to cinemas in Sri Lanka. Although the trailer focused on its usual buildup, nearly all of the attention is focused around the demise of Paul Walker, who was one of the lead actors of the Fast and the Furious franchise.

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Paul Walker, who played Brian O’Connor in the movie franchise

It was a tragedy when Paul Walker and his passenger Roger Rodas were involved in a car crash. It’s a harsh lesson about the importance of having insurance. Universal pictures claimed for a $50million Key Person Insurance payout. This is to cover various elements such as the loss of a high profile star, cost for getting replacements, production delays, time off taken for cast and crew to recover from the tragic incident etc.

Even in Sri Lanka, there are individuals who work in large companies who apply for key person  insurance or life insurance in order to protect those who are most important to them, just in case.

At this point, we just want to say thank you: Thank you to Paul Walker for his amazing work in the Fast & the Furious franchise, for he has inspired millions around the world to take a look at the glitz & glamour of cars. In a cruel twist of fate, his life was tragically cut short. However, he has lived a life worth living.

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Disclaimer: The views shared in this blog are based on the macro economic conditions & industry status quo as per the time of publishing.