Picture yourself taking a drive to grab some groceries, having a car insurance, knowing you are covered, or perhaps coming home to sit for a finely laid out dinner with your family, having a home insurance, and rest assured! It is a most welcomed comfort, a relief. During one of these instances, you make high plans to set off on a trip long-overdue. Selfies, the shopping, the food and many more to look forward to. Amidst all happy thoughts and the hype of packing you come to think of what could go wrong. It is indeed a long way from home.
The one piece short of the puzzle, Travel Insurance! If you dare to question why you need it, then here are the whys.
#1: Say you or a member of your family falls ill at the last moment, and staying back to get some rest is what’s best. On top of all worries are the bookings and reservations made, since company policy is crystal clear that there are no refunds for cancellations within 14 days. You won’t be getting your money back.
With travel insurance comes trip cancellation benefits, reimbursement for prepaid, non-refundable trip costs when you have no other choice other than to cancel your plans. So, your investment in happiness is secured.
#2: Passport and ticket, check! You make it to the airport safe and sound, but your flight is cancelled. Or, your baggage goes missing. You don’t want to start off your vacation with such mishaps.
Having travel insurance, it offers travel delay benefits which could reimburse you for additional accommodation/travel expenses. Moreover, baggage delay benefits can reimburse you for a reasonable additional purchase of essential items, reason being a delay or misdirection of such. It’s simply a ‘say no to’ ruining your vacation.
#3: Having reached the desired travel destination, we are somewhat unlikely to be mindful of taking the extra measures of protecting ourselves from uncertainties, be it a sudden illness, an accident, so on and so forth. And the hard truth is that medical emergencies overseas are costly!
With emergency medical benefits that travel insurance offers, losses due to covered medical and dental emergencies that occur during your trip would be paid off. Its emergency medical transportation benefits can pay for medically necessary transportation as well.
Hence, if you are to wonder about or question the importance of travel insurance, leave no room for thinking twice. Should you get travel insurance? It’s an all-caps YES!