For when it is not a hop, step and jump, Travel Insurance!

Picture yourself taking a drive to grab some groceries, having a car insurance, knowing you are covered, or perhaps coming home to sit for a finely laid out dinner with your family, having a home insurance, and rest assured! It is a most welcomed comfort, a relief. During one of these instances, you make high plans to set off on a trip long-overdue. Selfies, the shopping, the food and many more to look forward to. Amidst all happy thoughts and the hype of packing you come to think of what could go wrong. It is indeed a long way from home.

The one piece short of the puzzle, Travel Insurance! If you dare to question why you need it, then here are the whys.

#1: Say you or a member of your family falls ill at the last moment, and staying back to get some rest is what’s best. On top of all worries are the bookings and reservations made, since company policy is crystal clear that there are no refunds for cancellations within 14 days. You won’t be getting your money back.

With travel insurance comes trip cancellation benefits, reimbursement for prepaid, non-refundable trip costs when you have no other choice other than to cancel your plans. So, your investment in happiness is secured.

#2: Passport and ticket, check! You make it to the airport safe and sound, but your flight is cancelled. Or, your baggage goes missing. You don’t want to start off your vacation with such mishaps.

Having travel insurance, it offers travel delay benefits which could reimburse you for additional accommodation/travel expenses. Moreover, baggage delay benefits can reimburse you for a reasonable additional purchase of essential items, reason being a delay or misdirection of such. It’s simply a ‘say no to’ ruining your vacation.

#3: Having reached the desired travel destination, we are somewhat unlikely to be mindful of taking the extra measures of protecting ourselves from uncertainties, be it a sudden illness, an accident, so on and so forth. And the hard truth is that medical emergencies overseas are costly!

With emergency medical benefits that travel insurance offers, losses due to covered medical and dental emergencies that occur during your trip would be paid off. Its emergency medical transportation benefits can pay for medically necessary transportation as well.

Hence, if you are to wonder about or question the importance of travel insurance, leave no room for thinking twice. Should you get travel insurance? It’s an all-caps YES!

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6 Tips for Driving in the Rain

Here are six useful tips for driving in the rain.

Slow down: Always drive at a slower speed when the roads are wet. The faster you drive in a rainstorm, the more likely you are to have an accident.

Maintain a reasonable distance with your front vehicle: Slick, wet roads and reduced visibility can lead to crash or accident. Give other vehicles plenty of space and brake early with reduced force.

Don’t brake while hydroplane: Pushing breaks may cause your vehicle to go into a skid or spin. Take your foot off the gas pedal and keep the wheel straight until your car reclaims.

Don’t use your cell phone while driving: Especially in the rainy days you need to give your full attention to your driving and keep your eyes on the road.

Clear your windshield: Heavy rain can cause your windshield to quickly fog up. clear your windshield to maximize your visibility.

Avoid big puddles: If you see a big puddle drive around or take a different route.

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05 Driving Tips for the Festive Season

The festive season is filled with happiness and celebration. Stay safe on the road and make this season more memorable. Here are some useful tips to keep in mind.

  • Don’t drink and drive – Drunk driving is a major contributory factor to road accidents and road deaths. Plan ahead alternative transportation modes to travel during the season.

 

  • Control the speed – Watch out for the speed on the road. Do not attempt to exceed the maximum speed limit on a given route.

 

  • Wear your seat belt – Always buckle up. Wearing your seat belt can reduce your risk during a crash. Make sure the passengers are buckled into appropriate safety seats.

 

  • Obey road rules –Always obey the rules of the road. Stay within the speed limits at all times.

 

  • Carry an Emergency Kit – An emergency kit should include items that would come in handy if you are stranded on the side of the road or involved in a vehicle accident.

 

Safety Tips: Driving in the Rain

Worried about driving in the heavy showers? Here are some useful road tips to ease your drive during the rainy season.

Know the Route: Make sure you’re aware of the proper route of your destination. Avoid suing any congested alternative routes or roads that are flooded.

Follow the Rules: Adhere to road rules and respect the fellow drivers. Following road rules reduce accidents rates during the rainy season.

Lights Matter: Make sure that your vehicle is visible to your fellow drivers and other pedestrians. Use appropriate lights to be seen during the heavy showers.

Slow Down: The roads are slippery. Slowing down will avoid many unpleasant situations on the road during thunder showers. Take extra care to slow down when rain first starts, as fresh rain will bring out the oils on the roadway and make roads more slippery.

Give Room: Make sure to give enough space to other vehicles and always main an appropriate distance between two vehicles. In case of a sudden breakdown, your vehicle wouldn’t be stuck in the middle.

Sudden Movements: Avoid sudden movements on the roads. Stick to your lane and adhere to the given speed limit.

Watch for Pedestrians: Watch out for pedestrians on the road and on pedestrian crossing lines. Pay attention to the road and leave distractions aside.

 

Road Safety Tips to Keep in Mind

Here are some quick driving tips to keep in mind!

  • Be safe on the road. Don’t let children to fight or climb around in the vehicle. Make sure children are always buckled up and the doors and shutter and closed and locked appropriately. One accidental bump or too much noise can easily distract you from concentrating on driving safely.
  • Avoid cell phones and other distracting devices. Cell phones can easily distract you from the task at hand. Keep all the devices aside and focus on the road.
  • Avoid driving when you’re tired or stressed out. Be aware that some medications can cause drowsiness and make operating a vehicle very dangerous. Get adequate sleep and make sure you’re physically and mentally fit enough to drive a vehicle.
  • Always use caution when changing lanes. Cutting in front of someone, changing lanes too fast or not using your signals may cause an accident or an unpleasant situation.

 

 

Parallel Parking Tips

The ‘S’ Way of Parking

Worried about parallel parking? Here are simple tips to help you out:

  • Always look out for incoming and back traffic
  • Make sure your foot is always on or near the brake pedal
  • Ensure the parking space is at least six feet longer than the vehicle
  • Flash the brake lights and put on your turn on signal lights before you park
  • Reduce the speed

 

The ‘S’ Method

  • Turn on your signal and pull up three feet away from the vehicle you want to park behind. Make sure to align your back tires with the other vehicle’s back bumper
  • Put your vehicle into reverse and turn your wheels all the way to the right
  • Very slowly back up until you are at a 45-degree angle, then stop
  • Turn the wheels all the way to the left
  • Back up very slowly until you are parallel with the curb

Road Rage and 05 Easy Ways to Stay Calm

Road rage is referred to the sudden anger provoked within a motorist. As we all know, road rage could lead to many unpleasant memories. Here are some simple steps to stay calm during road rage.

  • Control Your Rising Anger

It is important to identify the factors which lead to road rage. Some of these indicators may include angry thoughts, tension, muscle ache and headaches. Once you identify the factors which lead to road rage, it is important to look out for these factors.

  • Take Time to Calm Yourself

Its important to stay calm despite the angry/vengeful thoughts. Make sure your’re in a safe location on the road. If you find it difficult to calm your thoughts on the middle of the road make sure to move your vehicle aside safely. Be mindful of any road signage, pedestrians or incoming traffic. This would help you to collect fresh thoughts.

  1. Use Techniques to Stay Calm

Make sure to use breathing or meditating techniques to stay calm during a tensed situation. Deep breathing is a quick and an easy breathing technique that help individuals to stay calm. Given the situation, use simple meditating techniques to stay calm.

  1. Listen to Calming Music

A soft or a relaxing tune will help to keep calm during a tensed situation. Avoid listening to fast-paced, aggressive music during a tensed situation.

  1. Counting Helps

Counting during a tensed situation could help you to remain calm. Count upwards for about a minute and change the pattern and continue for another minute. Focus on the breathing pattern while you count. This will help you to stay calm and would surely cheer up your mood.

Steering Wheel: Protecting and Cleaning

Many tend to forget to clean the steering wheel which is an important interior element of your vehicle and  which is constantly held while driving. The steering wheel is a known place which gathers dust and other dirt particles, especially if the hands are too moist. Here are simple yet effective ways to clean the steering wheel.

  • As the initial step, a wet towel could be used on the steering wheel to soften the grime
  • A degreaser or any other solution could be used on a microfiber towel
  • Gently rub the towel on the steering wheel and circulate in small sections
  • Continue to wipe the steering wheel gently
  • Once you deice the steering wheel is fully cleaned, wipe the steering wheel in a 360 degree circle in order to make the cleaning even
  • Once the steering wheel is cleaned with a wet towel with a preferred solution, with another fresh slightly wet towel, gently clean off the steering wheel
  • To end the process, add a preferred protectant as necessary

Look Right, Left and Right Again

As you may have observed, traffic usually come from your right side when you’re waiting to cross the road. If you’re looking for a safer way to cross the road, here’s what you should keep in mind.

As traffic usually flows from the right direction, ensure that your right side is clear of traffic or any sudden vehicles. If the road is clear, check the left side for any sudden vehicles or traffic towards you. You should then check the right side again, as this will inform you of any sudden traffic before you reach the middle of the road. As you reach the middle of the road, you should look again to your left.

Keep in mind, although this is the known case, several roads may differ. Some roads could be one-way roads and some roads would give out specific directions for pedestrian crossing and movement of vehicles.

Stay focused and stay away from distractions. Leave mobile phones and other devices aside when you’re about to cross the road. Stay safe!

Places to Travel When You’re Adventurous, Young and Broke!

Surreal places for your bucket list when you’re young, broke and adventurous!

Sri Lanka:

A land like no other, with exotic beaches, breezy mountain ranges, breathtaking views, warmth smiles of and the collaboration of multi cultures and traditions. A country known for its special taste buds. The wildlife, the beaches, the waterfalls, the hill country, the tea estates, the paddy fields will make you fall in love with this blessed island.

SL

 

Budapest:

Another cool city for your bucket list. Budapest, known for the Danube River which divides the city into two. A remarkable destination known for its spectacular views. Tourists often roam on the leafy Buda side during the day, and the party-goers on the Pest side in the evening.  A place to travel if you’re truly looking for adventure.

BP

 

Rio de Janeiro:

The Marvelous City, some may call it, Rio de Janeiro is for those who are spiritual in the mind or searching in the soul. Many Christians around the world consider this city just as important a place to visit in their lifetime as Mecca or Jerusalem. Get ready for a mind blowing trip that will have you immersed in the culture of spirituality and faith.

Rio

 

Thailand:

The outer look of the city would look just like any other large. A single trip to the Grand Palace or a shopping-spree in Bangkok will make you understand what’s so special about this often overlooked city. Bangkok takes great pride in its’ royal family and royal grounds. The palace is completely indescribable unless you have seen it first hand and even then you can’t believe it.

Bkk

 

Maldives:

If you’re looking for a surrounding with crystal clear beaches, this is it. Maldives, another beautiful destination for a relaxing vacation. What makes this place special is its breezy surrounding  and the welcoming culture. The crystal clear waters and the sandy shores will make you feel like you’re in paradise. This surely is a popular destination among many young travelers.

Male

Travel with peace of mind. MyTravel, a special travel policy to suit the wanderer within you. Find out more on 011 4 883 883.