HNB General Insurance Appoints Jude Benjamin as its Chief Business Officer for Personal Lines and Branch Network

HNB General Insurance Limited (HNBGI) a fully owned subsidiary of HNB Assurance PLC (HNBA) announced the appointment of Jude Benjamin as its Chief Business Officer for Personal Lines and Branch Network.

A professional with a charismatic and a dynamic personality and a product of St. Thomas’ College, Mount Lavinia, Jude holds expertise of over two decades in Marketing including, brand building, marketing communications, business development, event management as well as broker development.

Prior to the appointment of HNBGI, Jude has held many Senior Managerial positions. At his last position, Jude served Orient Insurance Limited as the Senior Vice President for Distribution and Marketing for a span of five years, prior to which he functioned as the Assistant Vice President, Marketing of American International Group (AIG). He has led many initiatives in developing distribution initiatives as well as strategizing operations and setting up and monitoring distributions channels. In addition, Jude has served Asian Alliance Insurance as the Head of Marketing for a period of two years and Union Assurance PLC as the Manager for Broker Networking for a period of six years.

All About Road Safety

Walk safe, drive safe and be safe!

Walk safe:

  • Make sure to study about pedestrian rules and regulations
  • Be alert to reckless driver behaviors
  • Avoid walking in areas where you cannot be easily seen
  • Cross only at designated pedestrian-crossings
  • Watch for signals and lights on the road
  • Walk on the sidewalk (pavements). If there is none, walk on the side of the road, facing oncoming vehicles

Drive safe:

  • Familiarize yourself with controls in the car before driving
  • Move driver and front passenger seats back as far as possible
  • Whenever possible, begin your trip in daylight
  • Avoid the usage of cell phones and other distracting equipment while driving
  • Follow road rules and road signs
  • Know about the condition of your vehicle

05 Driving Tips for the Festive Season

The festive season is filled with happiness and celebration. Stay safe on the road and make this season more memorable. Here are some useful tips to keep in mind.

  • Don’t drink and drive – Drunk driving is a major contributory factor to road accidents and road deaths. Plan ahead alternative transportation modes to travel during the season.


  • Control the speed – Watch out for the speed on the road. Do not attempt to exceed the maximum speed limit on a given route.


  • Wear your seat belt – Always buckle up. Wearing your seat belt can reduce your risk during a crash. Make sure the passengers are buckled into appropriate safety seats.


  • Obey road rules –Always obey the rules of the road. Stay within the speed limits at all times.


  • Carry an Emergency Kit – An emergency kit should include items that would come in handy if you are stranded on the side of the road or involved in a vehicle accident.


Do It Yourself: Tips for a Smoother Oil Change

Worried about changing oil in your vehicle? We’ve got some simple tricks to make it smoother.

  • Before you being the process, examine the engine. In case the engine is cold start your vehicle and let it run for five minutes in order to warm the oil. If the engine is too hot, wait for at least 30 minutes to avoid hassles.
  • Make sure not to use an adjustable wrench or socket on the drain plug. Use the properly sized box-end wrench, usually metric, for the plug.
  • Make sure to use jack stands always. Never work under a car that’s supported by a jack only and use new oil to coat the oil filter gasket before spinning it on.
  • Always hand-tighten the filter. Never use a filter wrench.
  • Line up all the oil bottles you’ll need for the fill so you don’t lose count along the way.

Items You Should Always Keep in Your Car

Essential items to store in your car

  • An Empty Gas Can: This becomes very useful when your vehicle runs out of fuel and is stuck in the middle of the road. Make sure the can is empty as filled cans could be harmful.


  • Water Bottles: This is another essential item in case you’re stuck in a traffic jam or you face a sudden breakdown. A water bottle in the vehicle can be a real life saver!


  • Traction Mats: This is another ‘must-have’ in your vehicle. When your car’s spinning its wheels on mud, a traction mat which is made of plastic or lightweight steel can help you get unstuck.


  • Jumper Cables: This is another absolute essential. A paid of jumper cables can help you start the car’s dead battery and bring it back to life. Follow the proper instructions before jump-starting your vehicle.


  • A Flashlight: An LED flashlight could be very useful in case you’re stuck on the road during the night time or looking to fix a broken vehicle.


Looking After Your Vehicle Like a Grown-Up

 06 helpful tips to take good care of your vehicle

  • Tires: Ensure the tires contain the specified tire pressure. The tires should be replaced once the tread wear indicators are visibly seen between the threads. The tire pressure has an impact on the fuel efficiency and other driving conditions. Check the tire condition and pressure every other day to avoid any unfortunate situations on the road.


  • Oil: This needs much attention. The oil level of the vehicle should be changed every 3,000-3,500 miles for a smooth, uninterrupted, quiet drive. Make sure to check the oil level of the vehicle regularly. Be mindful of the type of oil used.


  • Windows: Make sure windows are cleaned with proper solution. In case a window is damaged make sure to replace it. Check for regularly cracks or damages. A smooth wiper will clean the windows in a proper manner.


  • Brakes & batteries: Pay attention to the braking system of the car in order to maintain maximum braking efficiency. The brakes should be checked immediately in case something irregular is noticed. Check the battery once a month. In case the battery runs, have it checked by a professional.


  • Interior: The interior ambiance of the vehicle is another impart part of the cleaning process. Make sure to dust out every possible part of the vehicle. If possible use a car vacuum to clean the vehicle effectively.


  • Lights: The headlights, taillights,  brake lights, reverse lights, parking lights and signal lights are checked often. in case the lights dimmed, make sure to get it checked by a professional.

Parallel Parking Tips

The ‘S’ Way of Parking

Worried about parallel parking? Here are simple tips to help you out:

  • Always look out for incoming and back traffic
  • Make sure your foot is always on or near the brake pedal
  • Ensure the parking space is at least six feet longer than the vehicle
  • Flash the brake lights and put on your turn on signal lights before you park
  • Reduce the speed


The ‘S’ Method

  • Turn on your signal and pull up three feet away from the vehicle you want to park behind. Make sure to align your back tires with the other vehicle’s back bumper
  • Put your vehicle into reverse and turn your wheels all the way to the right
  • Very slowly back up until you are at a 45-degree angle, then stop
  • Turn the wheels all the way to the left
  • Back up very slowly until you are parallel with the curb

Steering Wheel: Protecting and Cleaning

Many tend to forget to clean the steering wheel which is an important interior element of your vehicle and  which is constantly held while driving. The steering wheel is a known place which gathers dust and other dirt particles, especially if the hands are too moist. Here are simple yet effective ways to clean the steering wheel.

  • As the initial step, a wet towel could be used on the steering wheel to soften the grime
  • A degreaser or any other solution could be used on a microfiber towel
  • Gently rub the towel on the steering wheel and circulate in small sections
  • Continue to wipe the steering wheel gently
  • Once you deice the steering wheel is fully cleaned, wipe the steering wheel in a 360 degree circle in order to make the cleaning even
  • Once the steering wheel is cleaned with a wet towel with a preferred solution, with another fresh slightly wet towel, gently clean off the steering wheel
  • To end the process, add a preferred protectant as necessary

Weird Tricks to Clean Your Car

Here are some weird ways to make your car spotless.

  • Baking soda as a Car Cleaner – Say What!

Pour 1/4 cup baking soda into a gallon-sized jug, then add 1/4 cup dish-washing liquid and enough water to fill the jug almost to the top. Screw on the cap, shake well, and store the concentrate for later use. When it comes time to wash the car, shake the jug vigorously and then pour 1 cup of cleaner base into a 2-gallon water pail. Fill the pail with warm water, stir to mix, and your homemade cleaning solution is ready to use.

  • Heat Matters – Ever Thought of That?

Washing your car when it’s too hot, right after you’ve been driving it, for example, or when it’s been parked in direct sunlight, can result in soapy splotches and deposits.

  • Avoid Air Drying – Say No More!

Air drying your car, or driving it around while it’s wet after washing can leave unsightly watermarks on its exterior. Use a soft cloth and a squeegee to soak excess water up. Ensure it doesn’t pick up dirt that can scratch the vehicle.

  • Blade Cleaners – Get it Cleaned..

If your windshield wiper blades get dirty, they’ll streak the glass instead of keeping it clean and clear. Make a solution of 1/4 cup household ammonia to 1 quart cold water. Gently lift the blades, and wipe both sides with a soft cloth or paper towel soaked in the solution. Then wipe the blades with a dry cloth before lowering them into place.

  • Window Cleaner – What Every Car Needs!

Clean your windshield and car windows by rubbing them with baby wipes stored in your glove compartment.

  • Hair Conditioner – Ever Thought of That?

Wash your car with a hair conditioner containing lanolin. You’ll become a believer when you see the freshly waxed look.

Cars talk to Cars! The Next Big Thing!

Ever wondered what the next big thing automobile would be? Well, wonder no more! We’ve got the answer right here for you. Car-to-car (C2C) or vehicle-to-vehicle (V2V) communication is said to be another ground breaking advanced innovation which would eventually help in reducing the number of roadside accidents. As reported, this allows vehicles to broadcast their position, speed, steering-wheel position, brake status, and other data to other vehicles within a few hundred meters. Cars will talk to other cars, exchanging data and alerting drivers to potential collisions. They’ll talk to sensors on signs on stoplights, bus stops, even ones embedded in the roads to get traffic updates and rerouting alerts. And they’ll communicate with your house, office, and smart devices, acting as an digital assistant, gathering information you need to go about your day.

The other cars can use such information to build a detailed picture of what’s unfolding around them, revealing trouble that even the most careful and alert driver, or the best sensor system, would miss or fail to anticipate. C2C communication should also have a bigger impact than the advanced vehicle automation technologies that have been more widely heralded. V2V warnings might come to the driver as an alert, perhaps a red light that flashes in the instrument panel, or an amber then red alert for escalating problems.